Plan. Spend. Live.

Financial planning for over 50s who want to enjoy their money, not worry about it.

Is it enough?

That's the question we hear more than any other.

You've spent decades making sensible decisions. Saving. Paying down the mortgage. Putting the kids first.

Now it's your turn. To travel while you're healthy enough to enjoy it. Help the kids out when they need it. Spend time with the grandkids. Say yes without feeling guilty about every dollar.

You just need to know the numbers stack up and your money will last the distance.

At Bailiwick Financial Planning, we give you the answer.

Line drawing of a magnifying glass to show finance clarity once you know what's ahead.

Clarity

Know where you stand. Picture what's ahead.

An award ribbon icon showing confidence making financial decisions with the help of financial advice.

Confidence

Make decisions without second-guessing.

Line drawing of a lotus flower showing calm one your finances are handled.

Calm

Your finances handled. Your questions answered. The mental load lifted.

The team at Bailiwick in an office setting smiling and posing for a photo. Andrea Paynter is sitting in a gray chair, and David and Steve Larman are next to her.
Logo of Bailiwick Financial Planning, established in 1991, featuring a circular design with stylised geometric shapes and the company name and tagline.

Money is the tool. Life is the point.

Bailiwick Financial Planning, is a family-run practice that helps over 50s plan for retirement and make the most of it when they get there.

We don't chase returns or quick wins. Our approach is grounded in sound advice, plain English, and knowing you as a person, not just a portfolio.

We believe financial advice should make your life bigger, not smaller. Clearer, not more complicated.

We encourage our clients to spend their money. Because we've done the numbers and we know they can.

We have been with Bailiwick for about 20 years and all I can say is how lucky it is that we changed over to them! Not only are they excellent accountants but they are the kindest, most patient people we have ever dealt with. I truly don’t know what we would do without them!

— Claire R

“I have a really fantastic experience from Bailiwick. Super helpful, understanding and responsive when things come up or if I have questions. I feel confident and secure with my business and personal finances since switching to Bailiwick! Highly recommend!”

— Former Customer

“Every detail was thoughtfully executed. We're thrilled with the outcome.”

— Former Customer

Who we help

Our clients all share something in common: they're sensible people who've worked hard, saved well, and now want to know it's all going to be okay.

A happy middle-aged couple hugging and smiling in their Brisbane kitchen.

On the runway to retirement

(five to ten years out)
You want clear answers: are we on track? When will work become optional?

A smiling elderly woman with white hair and a man with short grey hair, both sitting outdoors under a tree.

On the home stretch to retirement

(one to three years out)
You want a date, a plan, and the confidence to look forward to what's next.

An older man sitting on a sofa with his retired wife hugging him from behind, both smiling and enjoying retirement.

Retired and seeking assurance

(fully / semi-retired)
You want to know the money will last and someone to take care of the details.

An elderly widowed woman with gray hair and glasses sits on a sofa, using a tablet. She is wearing a patterned sweater and appears calm the worry of finances is taken off her.

On your own with the finances

(widowed)
You want the worry off your plate and the confidence that everything's being taken care of properly.

  • Anrread Paynter and David Larman sitting at a round table having a discussion with an older couple about financial planning. The table has laptops, papers, and glasses of water on the table.

    Most advisers tell you to save more. We often tell our clients to spend more.

You've done the hard work. Now let's make sure you get to enjoy it.

The first step is a 15-minute chat.

A quick conversation to see if we're the right fit and whether we can help with what you need. No pressure. No obligation.